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Experienced Software Engineer - Backend (Transactions Platform)



Software Engineering
United States
Posted on Saturday, August 5, 2023
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. #LI-Remote
Transactions Platform empowers Plaid and its customers to unlock the full potential of financial transactions. We are stewards of Plaid’s largest and richest dataset. Transactions, Enrich, Signal, Assets and Bank Income all depend on interfaces we build, the uptime of our services and the quality of data we aggregate. We’re responsible for:
-Owning the onboarding, insights generation pipeline and persistence of financial transactions after they’re extracted from banks.
-Providing common data models, abstractions and interfaces to products that depend on transactions.
-Encapsulating transactions data ingestion, refresh, enrichment, storage and access control in a reliable, low-latency, cost-effective interface.
You will be responsible for owning services written in Node, Python and Golang, so if you’re a polyglot (or want to be one), this is the place for you! You will also build expertise working with data stores and understand how insights generation works (our services host different ML models).


  • As a member of our team, you’ll collaborate with product stakeholders (PMs, engineers) to determine the highest platform needs, and work to implement them.
  • You’ll work on a range of problems spanning product to platform: making our systems more reliable and cost effective.
  • You’ll have the opportunity to pick up multiple languages and technologies and your work will impact millions of customers by bringing order to the chaotic world of financial data.


  • 5+ years experience working on backend systems/teams.
  • Working and operating complex distributed systems.
  • Collaborate with different stakeholders and customers to drive cross-functional projects.
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at
Please review our Candidate Privacy Notice here.